Author Archive

For those interested in a Free Hawaii Home Buying Seminar, check out the link and rsvp….

http://honolulu.craigslist.org/oah/rts/4178755672.html

Free Hawaii Home Buying Seminar

Let the Author of
Jon Mann
“How To Buy A Home in Hawaii”,

as found on Amazon.com, show you the in’s and out’s of Hawaii real estate investing and home purchasing – - – Learn tips and strategies that will save you time and money as you achieve your Hawaii real estate goals. Receive a free, complimentary copy of the book for attending the seminar, a $16.95 value. Attendance is free, but seating is limited, so RSVP to jonsmann@jonsmannrealestate to reserve your spot for this free informative seminar.

Where:
The REALTOR® Building, 1136 12th Avenue, The Mana’o Conference Room, Honolulu, Hawaii 96816. (Parking in the Municipal lots will be validated.)

When: Friday, November 22, 2013 from 11:15am until 12:30pm

Who: Sponsored By….

Jon S. Mann (B), (R), MBA
Hawaii’s High Tech Real Estate Agent
Real Estate Sales – Consulting – Ebooks
Jon S. Mann Real Estate, LLC
1888 Kalakaua Ave C312, Honolulu, HI 96815
Direct: (808) 728-1230
Email: jonsmann@jonsmannrealestate.com
Website: http://www.JonMann4Homes.com
Website: http://www.HowToBuyAHomeInHawaiiEBook.com

JM-HTBA-MH-ebook-1-256

FOR IMMEDIATE RELEASE

How To Buy A Home In Hawaii: Metro Honolulu E-Book

“How To Buy A Home In Hawaii: Metro Honolulu E-Book”, by Jon S. Mann, the third in a successful selling series of real estate E-Books, is a comprehensive publication specifically designed for Metro Honolulu that informs, educates and instructs potential Metro Honolulu homebuyers on the Hawaii home buying process while providing valuable condominium and home buying tips. The book clearly identifies the eight basic steps to buying a home in Metro Honolulu and then explains in detail how each step is performed to achieve your Hawaii real estate goals. Along the way, valuable, straight-forward advice is provided in order to save you time and money in your home search and purchase efforts.

Honolulu, HI – February 5, 2012 - Jon S. Mann Real Estate, LLC, a full service Hawaii real estate brokerage and Jon S. Mann, Principal Broker, have published an E-book designed to consolidate and leverage the information resources available in our high-tech society and help educate individuals on the home buying process as it specifically relates to Metro Honolulu.

This E-book is designed to consolidate and leverage the information resources available in our high-tech society and help educate individuals on the Home buying process as it specifically relates to Metro Honolulu. The E-book contains over 75 resource links to additional information available on the internet to assist in your real estate activities in Metro Honolulu. The easy-to-understand question and answer format of the E-book allows the information to flow smoothly and effectively answers many of the most commonly asked questions by
Hawaii home buyers.

Whether you are interested in Salt Lake, Kapalama, Kalihi, Kam Heights, Chinatown, Nuuanu, Alewa Heights, Downtown, Punchbowl, Kakaako, Pacific Heights, Ala Moana, Makiki, Punahou, Tantalus, Moilili, Kapiolani, University, Manoa, or other Metro Honolulu neighborhoods, this book is for you.

Use this book and you will successfully navigate the ocean of information on home buying in Metro Honolulu and achieve your Hawaii real estate goals with resounding success.

The E-book will be available on all major online booksellers in mid-February 2013 for $3.99 and is currently available on the author’s proprietary website (www.HowToBuyAHomeInHawaiiMetroHonoluluEBook.com) Kindle and Nook versions are available for an additional $3.99 each.

About the Author
Jon S. Mann has been a REALTOR® since 2003 and is the Principal Broker and founder of the Jon S. Mann Real Estate, LLC in Honolulu. Jon is an MBA graduate of the University of Houston, a BBA graduate of the University of Texas at Austin, and has 25 years of consulting experience in the fields of financial management, project management, information technology infrastructure management, and of course, Hawaii real estate sales, property management and development.

Jon has authored several real estate books and is known for his commitment to assisting individuals in meeting their Hawaii real estate goals through a strong customer service orientation that is exhibited through honesty, integrity, and professional competence.

Jon S. Mann Real Estate, LLC, is a full service Hawaii real estate brokerage dedicated to exceeding client expectations by assisting, advising, and representing buyers and sellers through the residential real estate purchase and sales process. The company offers comprehensive home buyer and seller information packages, as well as, educational e-books.
In addition to residential sales, the company provides a variety of unique services, such as a Hawaii Real Estate Agent Referral Service (www.HawaiiRealEstateReferrals.com), a turnkey real estate e-book program and ecommerce marketing system for local real estate e-books as marketed through www.LocalRealEstateEBooks.com, Hawaii real estate coaching and consulting for investors and service providers, seminars and training sessions for home buyers and sellers, as well as a China Division and its Strategic Partnership Alliance Program to handle Mandarin and Cantonese speaking buyer real estate needs.
For more information about HOW TO BUY A HOME IN HAWAII: METRO HONOLULU E-BOOK, please visit www.HowToBuyAHomeInHawaiiMetroHonoluluEBook.com or contact Jon S. Mann at 808-728-1230.

JM-HTBAHIH-COE-ebook-1-256

FOR IMMEDIATE RELEASE

How To Buy A Home In Hawaii: Central Oahu E-Book

“How To Buy A Home In Hawaii: Central Oahu E-Book”, by Jon S. Mann, is a comprehensive publication specifically designed for Central Oahu that informs, educates and instructs potential Central Oahu homebuyers on the Hawaii home buying process. The book clearly identifies the eight basic steps to buying a home in Central Oahu and then explains in detail how each step is performed to achieve your Hawaii real estate goals. Along the way, valuable, straight-forward advice is provided in order to save you time and money in your home search and purchase efforts.

Honolulu, HI – February 5, 2012 – Jon S. Mann Real Estate, LLC, a full service Hawaii real estate brokerage and Jon S. Mann, Principal Broker, have published an E-book designed to consolidate and leverage the information resources available in our high-tech society and help educate individuals on the home buying process as it specifically relates to Central Oahu.

The E-book contains over 75 resource links to additional information available on the internet to assist in your real estate activities in Central Oahu. The easy-to-understand question and answer format of the E-book allows the information to flow smoothly and effectively answers many of the most commonly asked questions by Hawaii home buyers. According to the author, by simply following the “How-To” steps in this E-book and you will successfully navigate the ocean of information on home buying in Central Oahu and achieve your Hawaii real estate goals with resounding success. Everyone wants to own a little piece of Paradise . . . . and Hawaii is truly a paradise for those who can appreciate its’ physical beauty, cultural diversity and Aloha spirit.

The E-book is available on all major online booksellers as of February 2013 for $9.99 and is available on the author’s proprietary website (www.HowToBuyAHomeInHawaiiCentralOahuEBook.com) for $3.99 for a limited time promotional offer. Kindle and Nook versions are available for an additional $3.99 each.

About the Author
Jon S. Mann has been a REALTOR® since 2003 and is the Principal Broker and founder of the Jon S. Mann Real Estate, LLC in Honolulu. Jon is an MBA graduate of the University of Houston, a BBA graduate of the University of Texas at Austin, and has 25 years of consulting experience in the fields of financial management, project management, information technology infrastructure management, and of course, Hawaii real estate sales, property management and development.

Jon has authored several real estate books and is known for his commitment to assisting individuals in meeting their Hawaii real estate goals through a strong customer service orientation that is exhibited through honesty, integrity, and professional competence.

Jon S. Mann Real Estate, LLC, is a full service Hawaii real estate brokerage dedicated to exceeding client expectations by assisting, advising, and representing buyers and sellers through the residential real estate purchase and sales process. The company offers comprehensive home buyer and seller information packages, as well as, educational e-books.

In addition to residential sales, the company provides a variety of unique services, such as a Hawaii Real Estate Agent Referral Service, a turnkey real estate e-book program and ecommerce marketing system for local real estate e-books, Hawaii real estate coaching and consulting for investors and service providers, seminars and training sessions for home buyers and sellers, as well as a China Division and its Strategic Partnership Alliance Program to handle Mandarin and Cantonese speaking buyer real estate needs.

For more information about HOW TO BUY A HOME IN HAWAII: CENTRAL OAHU E-BOOK, please visit www.HowToBuyAHomeInHawaiiCentralOahuEBook.com or contact Jon S. Mann at 808-728-1230.

How To Buy A Home In Hawaii E-Book

FOR IMMEDIATE RELEASE

How To Buy A Home In Hawaii E-Book

“How To Buy A Home In Hawaii E-Book”, by Jon S. Mann, is a unique, one of a kind, publication for the Hawaiian islands that informs, educates and instructs potential Hawaii homebuyers on the Hawaii home buying process. The book clearly identifies the eight basic steps to buying a home in Hawaii and then explains in detail how each step is performed to achieve your Hawaii real estate goals. Along the way, valuable, straight-forward advice is provided in order to save you time and money in your home search and purchase efforts.

Honolulu, HI – July 5, 2012 – Jon S. Mann Real Estate, LLC, a full service Hawaii real estate brokerage and Jon S. Mann, Principal Broker, have published an E-book designed to consolidate and leverage information resources available in our high-tech society and help educate individuals on the home buying process in Hawaii.

The E-book contains over 225 resource links to additional information available on the internet to assist in prospective homebuyers in their real estate activities. The easy-to-understand question and answer format of the E-book allows the information to flow smoothly and effectively answering over 45 of the most commonly asked questions by Hawaii home buyers. According to the author, by simply following the “How-To” steps in this E-book you will successfully navigate the ocean of real estate information at your fingertips and achieve your dream of owning a little piece of Paradise. Everyone wants to own a little piece of Paradise . . . . and Hawaii is truly a paradise for those who can appreciate its’ physical beauty, cultural diversity and Aloha spirit.

The EBook will be available on all major online booksellers in August 2012 for $29.99 and is available on the author’s proprietary website (http://www.howtobuyahomeinhawaiiebook.com/) for $19.99 for a limited time promotional offer. Kindle and Nook versions are available for an additional $3.99 each. Japanese and Chinese language versions will be available later this year on alternate pricing plans.

About the Author
Jon S. Mann has been a REALTOR® since 2004 and is the Principal Broker and founder of the company. Jon is an MBA graduate of the University of Houston, a BBA graduate of the University of Texas at Austin, and has 25 years of consulting experience in the fields of financial management, project management, information technology infrastructure management, and of course, Hawaii real estate sales, property management and development.

For more information about HOW TO BUY A HOME IN HAWAII E-BOOK, please visit www.howtobuyahomeinhawaiiebook.com or contact Jon S. Mann at 808-728-1230.
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How To Buy A Home in Hawaii EBook

7 Things To Watch Out For When Getting A Loan to Buy a Condo On Oahu

1) The owner-occupancy rate typically needs to be above 50% for both FHA and conventional loans.
2) If there is pending litigation against the HOA, it could be a deal-killer for the loan.
3) If the HOA does not have a sufficient current reserves and a defined budget for long term manintenance needs, your loan may not get approved.
4) If the HOA fee delinquency rates are above 15%, your loan may not get approved.
5) If the condo project does not maintain sufficient insurance coverage, your loan may get denied.
6) If you are getting an FHA loan, make sure the condominium complex is on HUD’s approved condo list.
7) No more than 10% of units in a complex can be owned by a single owner.

I can assist you in determining if your condo of choice is compatible with the loan type your are planning to utilize…..call me today and we can discuss how I can hlep you…….Aloha, Jon..

Lowest 30-year fixed mortgage rate EVER!

MSNBC.com staff and news service reported this week that on 2/2/2012, the country experienced the lowest average rate on the 30-year fixed mortgage rate since records have been kept, creating a tempting target for people to refinance their homes.

Freddie Mac said Thursday the average rate on the 30-year fixed mortgage hit 3.87 percent, down from 3.98 percent the prior week. That’s below the previous record of 3.88 hit two weeks ago.

The average on the 15-year fixed mortgage fell to 3.14 percent, also a record low. Records for mortgage rates date back to the 1950s.

Mortgage rates have hovered near 4 percent for the past three months, and have perhaps contributed to a slight improvement in the housing market. But many homeowners remain underwater and the pipeline of foreclosures continues to be huge, putting heavy pressure on housing prices. High unemployment and scant wage gains have made it harder for many people to qualify for loans. Many don’t want to sink money into a home that they fear could lose value over the next few years. Nevertheless, if you have not refinanced your home mortgage yet, now is the time to do so…and please call me if you are thinking about moving up in price point on your home, as there are some nice properties on the market right now that you might be able to leverage with the new lower rates……Aloha, Jon.

Yippee! We are number one……Oh, wait, that is not good.

The Honolulu Advertiser recently reported that new information from the federal government indicated that Hawaii residents paid the highest rates for electricity in the country in 2010.

The U.S. Energy Information Administration says the average price in Hawaii that year was 25.1 cents per kilowatt-hour. Electricity costs in Hawaii topped the nation at 25.12 cents per kilowatt-hour in 2010, up 79 percent from 14.03 cents a kilowatt-hour in 2000, according to the U.S. Energy Information Administration.

During the same period the average price of electricity nationally rose to 9.83 cents a kilowatt-hour from 6.81 cents a kilowatt-hour, an increase of 41.9 percent.

Reportedly, in 2000, Hawaii residents paid 14 cents per kilowatt-hour for electricity. The increase in rates is blamed on the higher use of higher priced petroleum products.

Things are only getting worse, as the Honolulu advertiser recently reported that the Oahu rate rose to 35.10 cents a kilowatt hour in December 2011 from 24.85 cents a kilowatt hour a year earlier, an increase of 41 percent.

Bottom line…….The expectation of ongoing high electric rates needs to be a forefront of every homeowners mind as we move forward……and being number one is not always the best……..Aloha, Jon.

This week the Federal Reserve publicized its intention to keep it’s near zero interest rate policy through 2014….to the delight of borrowers and stock market investors AND to the dismay of savers and fixed income retirees around the world.

Since 2008, the Fed has cut overnight borrowing costs to practically nil, meaning we will have experienced “emergency” rates for six years by 2014…..One can only hope that the US economy can finally stand on its own feet after such a prolonged period of “emergency” rates.

Regardless, I STRONGLY encourage all homeowners to consider refinancing their home loans if they have not already done so, as the savings can be immense…..and savers/investors, consider diversifying your portfolio with an income generating property in 2012 and borrowing some of the cost to take advantage of the rates…..Just let me know if I can be of assistance…….Aloha, Jon.

For those of you considering selling your home in 2012……Now might be the best time……Although I am no better prognosticator than the next guy, some national experts believe the following……

■Standard & Poors thinks prices will drop 5% in the next few months.

■JP Morgan Chase believes prices will depreciate 6% to 7% over the next six months.

■ Barclays says prices will fall 7% by the end of the first quarter of 2012.

Bottom Line

Please keep in mind these national firms may not have the pulse on our local economic conditions, nonetheless, you may pay a hefty price for the convenience of not having your property on the market right now. If you are thinking about selling this year, call me and we can discuss your situation and what makes the most sense right now, listing for sale now or waiting until later……Aloha, Jon.

Aloha All.

For as long as I have been alive, the the US Dollar has been the Reserve Currency of the World, thanks to our country’s successful World War II efforts…Central banks around the world hold US dollars as a safe haven asset…..But today, we see the first signs of that status changing……Up until today, for example if you or anyone wanted to by a barrel of oil on the open market, the buyer had to pay the seller in US dollars to complete the trade…..No other form of currency is accepted……..However, India is now the first buyer of Iranian oil to agree to pay for its purchases in GOLD instead of the US dollar, as reported by Debkafile.com.

Top officials feel China will be the next country to follow suit. India and China take about one million barrels per day, or 40% of Iran’s total exports of 2.5 million barrels per day. Both India and China are two of the world’s largest owners of gold inventory.

If other countries and central banks around the world switch to GOLD as a primary reserve currency, then the US Dollar will be impacted negatively and the US economy will be impacted…..This situation merits monitoring as we move forward and I will let you know about my observations as conditions merit……Aloha, Jon.