What to Understand about Title Insurance
Click here to Visit First American Title Hawaii

Title Insurance protects property owners from unforseen claims against his or her legal “title” to or ownership of the property. Lenders, also may require title insurance to assure that any loans secured by the property are are sound and have priority. Whenever you buy any real property, you expect to acquire use of the property as well as its “title” or legal ownership, and you want assurance that the Seller had clear title to the property and was legally entilted to sell it to you. A simple example is where a “seller” forges a true owners signature. Many kinds of title defects are so serious that they can render a title unmarketable. It is title insurance you purchase when you acquire real property that protects you against most of these defects.

The Owners Standard Policy Provides:
-PROTECTION FROM FINANCIAL LOSS-due to covered claims that may be asserted against the title to your home, up to the face amount of the title policy.
-PAYMENT OF LEGAL COST-if the title insurer has to defend your tilte against a covered claim.
-PAYMENT OF SUCCESSFUL CLAIMS-against the tile to your home covered by the policy, up to the face amount of that policy.

Additional coverages may be available under the Eagle Homeowner’s Policy.

Information source provided by First American Title Hawaii. For more information on Title coverages contact Kona Branch Manager/Escrow Officer Vonnie Razo at (808)329-4431.

A hui hou kakou malama pono…Renee

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Tourism is primarily based to a larger global clientele including the US mainland and foreign countries a model more and more our local real estate market is trending towards. Annual visitor expenditures increased to $12.581 billion in 2011, making it the second highest level of visitor spending in the history of tourism in the Hawaiian Islands, down 0.4 percent compared to the 2007 peak year when… visitor spending reached $12.626 billion1. Total visitor arrivals also increased 3.8 percent to 7,284,069 visitors over 2010. Contributing to the growth in expenditures for 2011 was a notable growth in arrivals from higher spending visitors from Other Asia (+20.1%) and Oceania (+31.7%)

All islands experienced increases in both total visitor expenditures and visitor arrivals in 2011 compared to last year:o O‘ahu (+18.7% and +2.9%)
o Maui (+12.9% and +4.1%)
o Moloka‘i (+5.4% and +14.8%)
o Lāna‘i (+27.7% and +12.4%)
o Kaua‘i (+18.9% and +6.3%)
o Hawai‘i Island (+5.3% and +2.8%)

Airline seats were filled to 90.6% capacity in 2011. The Big Island greeted 1,317,404 14.7% of the overall visitors to our state. Out of 50 visitors 40 come to Hawaii just for pleasure of which nearly 60% stay in a hotel and nearly 18% stay in a condo. Good numbers for those interested in future plans of investing in a second home or investment property in the islands. Outside the top three markets other Asia countries not including Japan increased 17% in 2011. The anticipated interest of the China market in Hawaii had a significant increase up 29% from 2011.

Market trends are a significant barameter to Hawaii’s economic pulse for business and our families livilihood. With new direct flights from other US mainland cities Hawaii is and always will remain a visitors dream come true. For those visitors who want to further invest in a piece of paradise call me today (808)345-2108. Source HTA 2012.

Achieving each of these characteristics for my clients is a neverending process in my 20 years as a licensed Realtor in the State of Hawaii. It requires tremendous effort and consistent top quality work ethics and performance. Therefore, it is very important for me to continue and follow these winning traits in my professional career and to treat my each of my clients with the best customer service possible everyday.

1- Enjoy My Customers – I care about my customers and work hard to make sure they are happy.

2- Positive Attitude – I look to a positive side to a solution and tend to be solution oriented.

3- Inquiry Mind – I really enjoy problem solving. With a double major from the University of Hawaii at Manoa in Psychology and Economics inquiring minds like me want to help.

4- People Oriented – To achieve excellent customer service involves two people you and I.

5- Optimistic & Enthusiastic – Can do attitude, positive, and will hang in there during the tough times. Being optimistic spreads to my clients.

6- Organized – To feel comfortable and to strive for accuracy it is highly important I perform my tasks correctly. When I make this promise I deliver.

7- Excellent Communication Skills – Making points in a clear logical manner. The more questions I ask the better I can focus on your needs.

8- Accurate Decision Maker – Gathering the information necessary prior to making a decision and making decisions that are compatible with my clients goals.

9- Competitive – I compete with myself to improve upon the job or task at hand. I look at comprtition as motivation ti improve services to clients. I am a very strong team player with colleages in the industry but my clients are number 1 when achieving their goals.

10- Knowing the Products and Inventory on the Market – I have a thorough knowledge of the companies inventory including products and services offered in order for a Buyer or Seller to attain that goal of finding their property or selling their home.

When you are ready to buy or sell call me (808) 345-2108. I appreciate your referrals as well.

Until Next Time…A Hui Ho!
Renee H. Kraft Realtor (s)

Aunty Elaine Watai is the Kailua-Kona Christmas Parade 2011 Grand Marshal

Watai has long served the community, establishing the Kealakehe Neighborhood Watch and being instrumental in the Kealakehe Meet and Eat program offering food to hungry community members.

She’s worked to help those with substance abuse issues and most recently was one of the founders of a nonprofit kitchen and learning center at Kona International Marketplace which helps fund the “feeding the hungry” programs and teaches practical skills to some of the volunteers and young people.

Time: 5:00 p.m. start

Theme: Na Mele ‘O Kalikimaka (The Songs of Christmas)

Entry deadline: December 1, 2011 (or sooner if capacity is reached)

Route: Kona’s Kekuaokalani Gym near Old Airport, south on Kuakini, down Palani Road, along Ali’i Drive to Walua Road, just past Coconut Grove Marketplace

Watch it: Anywhere along the parade route

Announcers:

• West Hawaii Today (see Santa from 4:30 til parade start)
• ReMixx Bistro Kuakini door on the lawn
• King Kamehameha’s Kona Beach Hotel
• Emma’s Square outside Boston Basil’s
• Pancho & Lefty’s Cantina
• Uncle Billy’s Hotel, Kimo’s Family Buffet
• Waterfront Row
• Island Lava Java in Sunset Plaza
• Humpy’s Big Island Alehouse at Coconut Grove Marketplace

Have a very merry Mele Kalikimaka…Until Next Time…A Hui Hou!!!

Renee Kraft
Get Krafty Call Renee
(808) 345-2108 Cell

Great news for First Time Home Buyers!!!

An uncertain goal was reached yesterday as Congress restored loan limits for two years allowing first time home buyers more opportunity in todays market.

The reinstated FHA loan limit formula and cap change will help make mortgages more affordable and accessible for hard-working, middle-class families in 669 counties in 42 states and territories, where the average loan limit reduction after the reset last month was more than $68,000. The provision reinstates the FHA loan limits through 2013 at 125 percent of local area median home prices, up to a maximum of $729,750 in the highest cost markets, the floor will remain at $271,050. However, Congress chose not to apply the loan limits restoration to Fannie Mae and Freddie Mac. Fannie-and-Freddie-backed mortgages will remain at 115 percent of local area median home prices up to $625,500.Click here for more information on this article

Click here to preview Kailua Kona Homes

Until Next Time…A Hui Ho Renee
Get Krafty Call Renee 808-345-2108

75-1181 Keopu Mauka Drive, Holualoa, Hawaii
MLS 249627

This Keopu Mauka home sits on 5 acres with native Ohia trees and an acre of producing coffee. This property combines architectual elements that are warm and allow the wonder of nature in throughout. You feel like you are in your very own private, park-like setting. Ocean and mountain views are appreciated through numerous windows and the versatile floorplan can accomodate a variety of lifestyles. The “Endless lap pool” with large covered deck and pool house with complete bath are an added bonus. This well-maintained home has brand new carpet and paint! Situated at a cool Holualoa climate close to Komo store and a 15 minute drive to Kailua-Kona Village. This home shows incrediably well, has a warm cozy feel with spectacular views up the slopes of Hualalai. Make this property a must see on your list. Call today 808-345-2108.

Check out the properties below all located in the same neighborhood (Keopu Mauka) notice the Days on Market, square footage, price. See why this is a great deal? Perfect family home, second home, retreat oasis.

MLS 241813 RES DOM 310 TMK 3-7-5-1-74 Fee Simple $899,000 Keopu Mauka 75-5336 Laaulu Rd 5 Acres
2,260 sq ft 3 Bedrooms 3 Baths

MLS 249627 RES DOM 10 TMK 3-7-5-1-101 Fee Simple $985,000 75-1181 Keopu Mauka Dr 5.08 Acres
3,460 3 Bedrooms 4 Bathrooms **SUBJECT PROPERTY**

MLS 242314 RES DOM 248 TMK 3-7-5-1-102 Fee Simple $995,000 75-1165 Keopu Mauka Dr 5.00 Acres
3,256 3 Bedrooms 2.5 Bathrooms

MLS 245952 RES DOM 151 TMK 3-7-5-1-112 Fee Simple $1,050,000 75-1080 Keopu Mauka Dr 5 Acres
3,043 sq ft 5 Bedrooms 5 Bathrooms

MLS 239676 RES DOM 387 TMK 3-7-5-1-103 FS $1,250,000 75-1161 Keopu Mauka Dr 5.00 Acres
1,776 sq ft 1 Bedroom 1 Bathroom

Call me today at 808-345-2108 let me help you find your special piece of paradise here on the Kona Coast!

Until Next Time A Hui Ho…Renee
Get Krafty Call Renee (808) 345-2108

Today was a great day for one lucky Buyer. Today we closed a fantastic deal at the Kulalani at Mauna Lani for just $531,000. A 2 story townhome with 2 master suites, two and a half baths elegant and luxurious. This unit was originally released and sold for just under a million dollars back in 2007. The grounds are beautifully landscaped with workout and pool/spa amenities. Mauna Lani pays attention to detail and Kulalani is just one shining example of that attention. There are several developments located within Mauna Lani to choose from.

Currently, there are 9 different developments in the Mauna Lani Resort with over 50 properties available to purchase. Now depending on the exact type of propery you are looking for the current offerings range between $309,900 for a 3 bedroom two bath to the highest at $3,295,000 oceanfront penthouse. All properties at Mauna Lani are fee simple.

The developments within Mauna Lani that currently have properties available for preview are:
-Mauna Lani Point
-The Villages at Mauna Lani
-Mauna Lani Terrace
-Kulalani at Mauna Lani
-Golf Villas
-Palm Villas
-The Fairways
-Ka Milo
-The Islands at Mauna Lani

Click below to preview the current available for sale:
http://web08.hawaiiinformation.com/REsearch/HIS/Search/displayEmail.asp?sender=51893&id=410558&t=1320461008709″

If you desire the island style serenity come to Mauna Lani and be apart and live this amazing lifestyle that Mauna Lani offers. Two grand hotels, fabulous restaurants including Tommy Bahama’s and Ruth Christ, several exclusive shops all right there at the resort to lavish your different tastes, golfing, tennis, and the beautiful private Pauoa Beach.

If you have any trouble figuring or finding the properties that suite you please call me for assistance. I have a detailed list of all the Kohala Coast properties including maintenance fee’s, taxes, do they accept pets, types of units available in the complexes. Let this kama’aina gal help you find your piece of paradise!

Until Next Time…A Hui Ho Renee
Get Krafty Call Renee (808)345-2108
Representing Buyers and Sellers here on the Big Island and Oahu
Email: renee@SearchHawaiiProperty.com

Located in Beautiful Holualoa Estates with amazing views of the beautiful blue Pacific. This bank owned tropical hide-a-way needs TLC but the potential is there. Upstairs includes a gourmet’s style kitchen with island bar, granite counter tops, and bavarian limestone floor, dining room, sunken living room, great room, with open beam ceiling, large Master Suite with roomy closets, Master bathroom with large walk in shower. Downstairs are two additional spacious bedrooms and a full bath plus a 1 bedroom 1 bath guest suite. In ground swimming pool with a fabulous outside bar.

This fixer is all about Island Style Living. Call to preview today 808-345-2108.

Renee H. Kraft Realtor (s)
(808)345-2108
Get Krafty Call Renee

Foreclosures along the West Coast from the coffee fields of South Kona to the beautiful secluded town of Hawi. Area’s along the coast include Kohala Ranch, Mauna Kea Resort, Waikoloa Village, Mauna Lani Resort, Hualalai Resort, Kukio, Waikoloa Resort, Palisades, Kailua-Kona, Holualoa, Keauhou, and Honaunau.

MLS DATA OCTOBER 2011

RESIDENTIAL RESIDENTIAL RESIDENTIAL RESIDENTIAL RESIDENTIAL:

MLS 247365 DOM 57 TMK 3-5-4-5-65 FS $157,000 Plantation Home in Kapaau – Convenient 54-3857 Akoni Pule Hwy 11,732 sqft 1,080 3BDRM /1 BA

MLS 244454 DOM 169 TMK 3-5-5-8-67 FS $3,900,000 MAGNIFICANT OCEANFRONT ESTATE – BIG ISLAND, HAWAII 55-194 Uli Rd 21.51 acres 13,143 sq ft home 6 Bedrooms/7 BA

MLS 248101 DOM 8 TMK 3-5-9-6-8-1 FS $485,000 Bank Owned FIXER in Kohala Estates Kohala Estates 559 #A 1.72 ac 2,068 4 BDRM /3 BA

MLS 248632 DOM 11 TMK 3-6-4-29-34 FS $99,900 Fixer on the Old Mamalahoa Hwy in Kamuela – Waimea Town. 64-129 Mamalahoa Hwy 8,400 sqft 832 4 BDRM/2 BA

MLS 246218 DOM 106 TMK 3-6-4-13-66 FS $139,900 Cozy Wood Burning Fireplace 64-285 Puu Pulehu Lp 8,025 sqft 1,056 3/1.01

MLS 248098 DOM 32 TMK 3-6-4-14-49 FS $249,000 LARGE HOUSE 7,577 sqft 2,404 5 BEDROOMS/4 BATHS

MLS 244228 DOM 166 TMK 3-6-8-15-40 FS $219,900 Waikoloa Village 68-1888 Eha Ko Pl 10,445 sqft 1,232 3 BEDROOMS/2 BATHS

MLS 243243 DOM 215 TMK 3-6-8-5-12 FS $230,000 68-3741 Kimo Nui St 15,629 sqft 2,130 3/3.00

MLS 246410 DOM 102 TMK 3-6-8-6-45 FS $254,900 Value Village: REO ready to Remodel in Waikoloa Village 68-1868 Paniolo Pl 14,734 sqft 1,813 3 BEDROOM/2 BATH

MLS 245832 DOM 121 TMK 3-6-8-32-36 FS $266,800 68-1653 Hoohiki Ct 10,400 sqft 1,468 3 BEDROOM/2 BATHS

MLS 247978 DOM 40 TMK 3-6-8-28-71 FS $269,900 68-1714 Akaula St 10,928 sqft 1,313 3 BEDROOM/2 BATH

MLS 246105 DOM 110 TMK 3-6-8-8-43 FS $300,000 Custom Waikoloa REO 68-1840 Auhili Lp 10,026 sqft 1,640 3 BEDROOM/2 BATH

MLS 244898 DOM 151 TMK 3-6-8-37-7 FS $309,900 Great Family Home in Waikoloa. 68-3943 Mulei Pl 10,259 sqft 1,670 3 BEDROOM/2 BATH

MLS 246032 DOM 115 TMK 3-6-8-35-86 FS $314,000 Beautiful 4/2.5 with Ocean Views and Priced to Sell 68-3580 Haia St 10,032 sqft 1,830 4/2.01

MLS 248008 DOM 32 TMK 3-6-8-32-30 FS $315,000 68-1672 Alana St 10,222 sqft 1,624 3 BEDROOM/2 BATHS

MLS 248123 DOM 18 TMK 3-6-8-38-13 FS $347,500 68-1644 Makani Pl 11,772 sqft 1,552 3 BEDROOM/2 BATH

MLS 242410 DOM 238 TMK 3-6-9-11-4 FS $3,400,000 OCEAN VIEWS and MORE! 69-1051 Kolea Kai Cir 22,309 sqft 4,876 5 BEDROOMS/5 BATH

MLS 241676 DOM 269 TMK 3-6-9-11-13 FS $3,695,000 Panoramic Ocean View 69-1085 Kolea Kai 21,992 sqft 4,784 5 BEDROOMS/5 BATH

MLS 248165 DOM 25 TMK 3-7-1-6-74 FS $349,400 Puu Lani Ranch – Ready to move in! 71-1387 Puu Kamanu Ln 1.00 acre 1,896 3 BEDROOM/2 BATH

MLS 248140 DOM 32 MLS 3-7-3-32-59 FS $218,900 73-1303 Kaiminani Dr 10,258 sqft 1,224 3 BEDROOMS/2 BATH

CONDOS CONDOS CONDOS CONDOS CONDOS:

MLS 247979 DOM 38 TMK 3-6-2-13-13-47 FS $910,300 Unbeatable Views – Bank Owned – Excellent Condition Waiulaula At Mauna Kea Resort #L201 2,111 3/3.00

MLS 248278 DOM 3 TMK 3-6-5-3-26-10 FS $159,000 WAIMEA! 2/1 condo right in town! Tamarack Pines #A10 792 sq ft

MLS 246333 DOM 103 TMK 3-6-7-2-1-4 FS $229,000 REDUCED!! ABSOLUTLY BEST DEAL IN WAIMEA Holo Holo Ku At Parker Ranch #4 1,028 2/3.00

MLS 246785 DOM 86 TMK 3-6-8-3-4-75 FS $94,500 Ground Floor Elima Lani HomePath Property Elima Lani Condominiums #1703 854 2/2.00

MLS 247774 DOM 50 TMK 3-6-8-22-18-31 FS $344,500 PALM VILLAS AT MAUNA LANI RESORT! Palm Villas At Mauna Lani #G-21 1,197 3/2.00

MLS 242570 DOM 11 TMK 3-6-8-22-7-111 FS $530,900 Desirable end unit Kulalani at Mauna Lani 1,868 #2201 2/2.01

MLS 246323 DOM 100 TMK 3-6-8-22-4-88 FS $739,900 Villages at Mauna Lani 2,752 #612 3/3.01

MLS 247401 DOM 65 TMK 3-6-9-8-3-159 FS $245,000 2-Bedroom 2-Bath Ground Unit – Across from King’s Shops – Lake View Fairway Villas At Waikoloa Beach Resort 1,172 #O2 2/2.00

MLS 247244 DOM 71 TMK 3-6-9-8-14-3 FS $313,500 Waikoloa Beach Villas – Unit 3A – Steps from the pool and fitness room! 1,103 #A3 2/2.00

MLS 242222 DOM 247 TMK 3-7-2-29-28-9 FS $2,250,000 Hualalai Resort Hali’ipua Villas 2,609 #3/9 3/3.01

MLS 242221 DOM 247 TMK 3-7-2-29-28-2 FS $2,690,000 Hualalai Resort Hali’ipua Villas 2,915 #1/2 3/3.01

MLS 248421 DOM 18 TMK 3-7-5-8-3-46 LH $54,900 Kona Islander Inn R.E.O. 372 #316 0/1.00

MLS 244028 DOM 145 TMK 3-7-5-18-12-14 FS $62,000 Great Unit close walk to eveything in town Kona Mansions V #114 571 1/1.00

MLS 242726 DOM 236 TMK 3-7-5-9-3-98 FS $109,900 Kona Pacific #E527 829 1/2.00

MLS 241131 DOM 296 TMK 3-7-5-18-12-54 FS $129,900 Kona Mansions V #224 1,017 #224 2/1.01

MLS 248443 DOM 11 TMK 3-7-5-20-7-92 FS $139,000 Ocean View Condo in Classic Kona Style: PRICED TO SELL TODAY Casa De Emdeko 736 #B324 1/1.00

MLS 246573 DOM 92 TMK 3-7-5-21-4-75 LH $169,900 Kona Makai #4206 1,041 2/2.00

MLS 248646 DOM 10 TMK 3-7-5-10-8-190 FS $264,900 Fannie Mae-owned Property- 3% Down, HomePath Financing! Pines At Kailua-kona#190 1,084 2/2.00

MLS 246496 DOM 96 TMK 3-7-7-15-68-4 FS $119,000 Kona Sunset Villas REO #104 1,050 2/2.00

MLS 243976 DOM 190 TMK 3-7-7-15-93-1 FS $127,500 Kona Westwind 906 #1 2/2.00

For information or to schedule an appointment call or text my cell at 808.345.2108 or email me today at renee@SearchHawaiiProperty.com

Aloha!
Get Krafty Call Renee
808-345-2108

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